Nolo s Essential Guide to Buying Your First Home

Nolo s Essential Guide to Buying Your First Home Author Ilona Bray
ISBN-10 9781413323450
Year 2016-12-30
Pages 448
Language en
Publisher Nolo
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Get insights from real estate professionals to help you determine when is the best time for you to buy a house. The authors show you how to research the market, decide what you want-- and what you can afford-- and ways to protect yourself with inspections and insurance.

Nolo s Essential Guide to Buying Your First Home

Nolo s Essential Guide to Buying Your First Home Author Ilona Bray
ISBN-10 9781413323467
Year 2016-12-30
Pages 448
Language en
Publisher Nolo
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Everything a buyer needs to know to buy a first home, with insider tips and advice from the experts! Rental prices have gone through the roof, more homes are coming up for sale, and buying a home remains a sound investment. But how do you know whether you’re ready? And what steps should you take in the weeks or months ahead to find, buy, and move into your new home? Nolo's Essential Guide to Buying Your First Home will help you find the right place to live and invest in -- and enjoy the process, too. Filled with interesting facts, real-life stories and insights, and common pitfalls to avoid, this book provides everything you need to select the right type of home, the right mortgage, the right agent, the right inspections -- and much more. Get the inside scoop on: deciding between a house, condo, co-op, or townhouse exploring your local market for the best value creating and managing a realistic homebuying budget qualifying for and securing loan financing getting the right inspections and insurance negotiating with sellers or new home builders successfully closing the deal, and more. Read through the real-world experiences of over 20 first-time homebuyers, as well as valuable insights from a team of 13 real estate professionals, including: real estate brokers attorneys who specialize in real estate a home inspector a neighborhood researcher a mortgage specialist and more! The 6th edition of Nolo's Essential Guide to Buying Your First Home is fully updated to reflect the dramatically changed U.S. housing market, with emphasis on how to assess the state of your local market and local homes’ true worth before making an offer and negotiating the terms of the deal. Download forms for book at Nolo.com

Nolo s Essential Guide to Buying Your First Home

Nolo s Essential Guide to Buying Your First Home Author Alayna Schroeder
ISBN-10 9781413316018
Year 2010-12-22
Pages
Language en
Publisher Nolo
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Find the right house at the right price with insider tips and advice from the experts! Say goodbye to landlords and laundromats with Nolo's Essential Guide to Buying Your First Home. This timely title will help you find the right place to live and invest in -- and even have fun doing it. Filled with interesting facts, real-life stories and common pitfalls to avoid, this book provides everything you need to select the right house, the right mortgage, the right agent, the right inspections -- and much more. Get the inside scoop on: deciding between a house, condo, co-op or townhouse exploring your local market for the best value qualifying for and lining up financing getting the right inspections and insurance negotiating with sellers or new home builders successfully closing the deal Read through the real-world experiences of over 20 first-time homebuyers, as well as valuable insights from a team of 13 real estate professionals, including: brokers attorneys who specialize in real estate a home inspector a neighborhood researcher a mortgage specialist and more! Along with this step-by-step handbook, you'll get The Homebuyer's Toolkit, a CD-ROM that includes dozens of forms and MP3s which will help you find the right place, crunch the numbers, interview real estate professionals, and even borrow down payment money from your parents. The brand new 3rd edition of Nolo's Essential Guide to Buying Your First Home is fully updated to reflect the dramatically changed housing market, including emphasis on how to do the right kind of research before deciding on a price and the terms of your offer. It also includes a new discussion of what to expect when you're looking for financing. Are you a California resident? Check out How to Buy a House in California

How to Buy a House in California

How to Buy a House in California Author Ralph E. Warner
ISBN-10 9781413309232
Year 2009
Pages 372
Language en
Publisher Nolo
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This bestseller provides effective strategies for buying a house in California's unique real estate market. Home buyers learn how to: find a house and choose a neighborhood; raise money for a down payment; unearth the best mortgage; take advantage of creative financing techniques, such as private mortgages and probate sales; choose and work with a real estate agent; inspect a house for physical problems and environmental hazards; and make an offer and successfully negotiate a contract go through escrow and take title. It provides detailed advice on how to use the Internet to compare mortgages and apply for a loan, find and screen houses, gather community information and much more. The updated 12th edition reflects the reality of today's buyer's market, including an expanded discussion on what to look out for when buying a foreclosed home. It also includes all the necessary real estate forms and worksheets, including offer forms and disclosure statements.

The Millennial Homeowner

The Millennial Homeowner Author Lauren Bowling
ISBN-10
Year 2016-12-08
Pages 101
Language en
Publisher Coventry House Publishing
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In her debut book The Millennial Homeowner, personal finance blogger Lauren Bowling provides a wealth of home buying tips and money management lessons to help millennials redefine their relationship with money. Written in Lauren’s warm, funny, and easy-to-understand voice, this book helps millennial homebuyers financially prepare for the biggest purchase of their lifetime. By breaking down complex financial concepts into clear, manageable tools, Lauren has written the ultimate resource to help millennials navigate the overwhelming process of purchasing and maintaining their first home. Inside The Millennial Homeowner you will learn: • How to financially prepare for homeownership • Practical tips to begin searching for your first home • How to determine affordability and avoid overspending • Specific items to look for during a home inspection • What to expect when you’re under contract • Creative ideas to renovate and add value to your home

Home Buying Kit For Dummies

Home Buying Kit For Dummies Author Eric Tyson
ISBN-10 9781119191711
Year 2016-03-01
Pages 432
Language en
Publisher John Wiley & Sons
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America's #1 bestselling home buying guide Are you looking to buy a house, but don't quite know where to begin? Have no fear! This new edition of Home Buying Kit For Dummies arms you with Eric Tyson and Ray Brown's time-tested advice and strategies for buying a home in current market conditions. Packed with valuable tips for getting the best deal on your new home and navigating an ever-changing housing market, it shows you how to find the right property, make smart financial decisions, and understand the latest lending requirements and tax implications. Thanks to looser lending standards, lower down payment mortgages, and a wider selection of homes to choose from, first-time homebuyers are making a comeback in the housing market. But if you don't know a Colonial from a counter offer, the process of buying a home can be daunting. Luckily, this bestselling guide is here to take the confusion out of the process! In plain English, it provides step-by-step guidance for buying the home of your dreams, from inspecting a property to evaluating a location to making sense of loan applications, tax documents, and counter offer forms. Negotiate your best deal and obtain a lower down payment mortgage Improve your credit score Make sense of changing lending standards Take the confusion out of lending laws, mortgage rates, and marketplace conditions Whether you're a renter, investor, or current homeowner, everything you need to plant roots in a new home sweet home is just a page away.

100 Questions Every First Time Home Buyer Should Ask

100 Questions Every First Time Home Buyer Should Ask Author Ilyce R. Glink
ISBN-10 1400081971
Year 2005
Pages 490
Language en
Publisher Three Rivers Press (CA)
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Thoroughly revised and updated, a practical guide to buying one's first home features information on Internet resources for would-be home buyers, tax regulations, mortgages, real-estate listings, agents and brokers, negotiation with developers, the latest trends in the real-estate market and home financing, bio-environmental hazards, and other helpful topics. Original. 20,000 first printing.

Buying a Home The Missing Manual

Buying a Home  The Missing Manual Author Nancy Conner
ISBN-10 9781449390723
Year 2010-04-13
Pages 354
Language en
Publisher "O'Reilly Media, Inc."
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Home ownership is a cornerstone of the American dream, but it's a complex process that, without the right guidance, can seem like a nightmare. This Missing Manual takes you through the process of buying a home, from start to finish. Along the way, you'll use the book's expert advice and fill-in forms to identify the house you want, figure out what kind of neighborhood you want to live in, determine what a target home is really worth, make an offer, and close the deal. Throughout the process, this book helps you: Realistically determine how much house you can afford Assemble a real estate team that's looking after your interests and not the seller's Understand the different ways to finance your house, and which is best for you Create an attractive offer with the best chance of acceptance Learn what lenders look for so you can get your mortgage approved Inspect your new home to uncover potential problems Prepare all the right paperwork for a smooth closing

Mortgage Ripoffs and Money Savers

Mortgage Ripoffs and Money Savers Author Carolyn Warren
ISBN-10 1118039106
Year 2011-03-23
Pages 256
Language en
Publisher John Wiley & Sons
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Mortgage Rip-offs and Money Savers reveals how the mortgage industry cheats borrowers out of billions in extra costs every year. Mortgage industry insider Carolyn Warren taps her decade of experience with lenders to expose the tricks, lies, and dirty little secrets they don't want you to know. With her expert guidance, borrowers will save tens of thousands when they avoid the traps so many consumers fall into. Having this inside information is the only way borrowers can truly get the best possible deal. This book presents that knowledge in an interesting and easy format that anyone can understand. Readers won't be victims of the mortgage industry with this invaluable resource in hand. Instead, they'll get the best possible rates, avoid bogus fees, and get the great deal they deserve.

Keep Calm It s Just Real Estate

Keep Calm       It s Just Real Estate Author Egypt Sherrod
ISBN-10 9780762457557
Year 2015-03-10
Pages 224
Language en
Publisher Running PressBook Pub
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Egypt Sherrod knows how to take nervous prospective home-buyers by the hand and lead them through the process. She does it every week as host of HGTV's highly-rated show, Property Virgins. Now she translates her reassuring personality onto the page, with this "No-Stress" guide to buying a home. Egypt takes readers through, simplifying all the many steps of the process, and giving them invaluable information, including: -Top ten things to consider before buying a home -How sticking with one agent works in your favor -Eight ways to be an attractive homebuyer on paper, and ease the mortgage-approval process. -What to do in a bidding war -Why you should NEVER overlook the home inspection -And much more! Egypt blends her professional know-how and her personable touch with this down-to-earth guide, providing plenty of anecdotes, handy lists, and even a glossary to ensure that readers keep calm...and experience the thrill of home ownership.

The First Time Home Buyer Book

The First Time Home Buyer Book Author Michael Wolf
ISBN-10 1628650958
Year 2014-06-30
Pages 128
Language en
Publisher
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THE FIRST TIME HOMEBUYER BOOK will help make the largest purchase of your life as simple as possible. Buying a home today can be like break-dancing in a minefield - one wrong move, and the whole thing can blow up in your face! After reading this book, you will be able to grace your way into your first home without the risk of everything going to pieces. Coming from the standpoint of a Professional Realtor that works everyday with first time homebuyers, this book provides an accurate and realistic account to give you the best perspective as you embark down the path of homeownership. This is not a dummy-book! This book is filled with real world accounts of great examples of what to do and what not to do. This book will guide you through each and every step of the homebuying process, from the minute you decide on buying a home all the way to the close of escrow. The process is part of the adventure! This is the largest purchase of your life, and a good education will reduce stress and make the process fun, exciting and successful! MICHAEL WOLF is a Realtor, GRI and author and currently practices real estate in the San Diego area. His background is in Architecture and Economics. He studied for his Masters in Architecture at the New School of Architecture and Design in Downtown San Diego, and received his Bachelors in economics at the University of California at Santa Cruz. He has been practicing real estate as his professional career since 2005 and has been recognized with several production and sales distinctions. He is part of Ascent Real Estate, a widely respected and highly successful brokerage that specializes in the metro area of San Diego.

How to Get Approved for the Best Mortgage Without Sticking a Fork in Your Eye

How to Get Approved for the Best Mortgage Without Sticking a Fork in Your Eye Author M. S. Elysia Stobbe
ISBN-10 0986162000
Year 2015-06-25
Pages 226
Language en
Publisher
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Did you know that over 50% of mortgages don't close? Do you know how much home you can buy? Do you know how much paperwork in involved? Most people don't know how much home purchasing power they have, how much to expect for closing costs (varies by state), or how much paperwork is involved when applying for a home loan. Most people have no idea the difference between loan programs from bank to bank, lender to lender, or broker to broker- or what the differences are between the main types of residential mortgage providers. Most people have no criteria for choosing a lender, the type of loan to seek, or how much down payment is best for them. For example, are there differences between the types of property that may affect down payment? The mortgage industry is packed with nuance, which can lead to confusion for the consumer. While trying to buy a home, you may have people from many different professions telling you what you should do and how to make decisions-who should you listen to in which situations? Your most personal financial information is critical to the mortgage process and yet do you know who you are sending it to? What about mortgage insurance? Why is it required and when? The two questions I most often hear are: "What's the payment?" and, "What's the interest rate?" While these questions are important, there are several other questions that are just as critical: what is the right loan type for me; is there an up-front funding fee for this loan; what are the differences in available mortgage insurance; how will property type restrictions affect my loan; what are the pros and cons of this loan; what is the down payment requirement with this loan choice over another; what are the closing costs associated with each loan type; and, who is allowed to pay the closing costs? Successfully navigating the maze of questions, regulations, and requirements ultimately leads to a mortgage closing. Through over ten years of experience, thousands of clients, hundreds of Realtor and builder transactions (time line constraint purchases), and, as a licensed loan originator in 9 states and the District of Columbia, I have developed a wealth of knowledge about regulations and requirements. My commitment to client service and caring about their home buying experience has driven my passion for the individual personal experience in the mortgage industry and how the regulations and requirements affect real people in real time. With this book I'm privileged and excited to share my knowledge and experience with you. After reading this book, you will have an understanding of the big corporations that loan money to homebuyers, what other options you have and how to navigate government regulations and requirements to your advantage. I feel that an educated consumer is my best customer and I am happy to share these mortgage tools and tips with you in the hopes that you educate yourself and find the best mortgage and the mortgage professional that is right for you. In addition, I want you to know what to expect, what to ask, and, who to ask to get the answers you want and to understand what those answers really mean. With each chapter I will guide you through the mortgage process, from choosing between different loan types, to understanding the difference between a Good Faith Estimate and an Itemized Fee Worksheet, to the necessity of submitting certain documents in a particular method, and finally how to enter Closing Day stress-free and knowing that you have gotten the mortgage that makes the most financial sense for your future. The goal is to help you get the best mortgage possible for your individual needs and get to closing on time, stress free!

Don t Rent Buy

Don t Rent Buy Author Eddie Fadel
ISBN-10 098191280X
Year 2012-09-04
Pages 222
Language en
Publisher
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Guides first-time buyers with shopping for a home, explaining mortgage rates, whether to apply for a fifteen- or thirty-year mortgage, and how to find a reliable lender.

Clark Smart Real Estate

Clark Smart Real Estate Author Clark Howard
ISBN-10 140130785X
Year 2007-04-10
Pages 160
Language en
Publisher Hyperion
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A leading consumer advocate and popular host of The Clark Howard Show shares insider secrets to the successful purchase and sale of real estate, in a guide that explains how to build wealth over time while capitalizing on the market's fluctuations. Original.